Nancy Cotter
Credit-Worthiness is a term used by lenders, but it also defines your feelings of self-worth. We all know intellectually that our value is much more than money, houses, cars, and jobs, but most of us don’t really “know” it emotionally. Our culture has emphasized our worth as related to our productivity and value to society as measured in monetary terms. When those external identifiers are taken away, what are we left with? Millions today are struggling not only with financial loss, the loss of their home or job, but also with trying to maintain a sense of self worth. Avoiding, or trying to avoid depression in these trying times has become paramount to many.
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Nancy Cotter empowers her clients to take charge of their credit and debt, increase their credit scores, and improve their quality of life. Certified by the Consumer Data Industry Association (CDIA), Nancy puts her knowledge of the credit system and years of sound money management to work for her clients.
Her goal is to make sure every client receives the information they need and strategies required to build and maintain a good credit rating. She motivates clients to achieve their goals, which is especially important when situations seem difficult to overcome.
Pursuing her passion for education and teaching, Nancy provides seminars on credit and debt management for colleges, high schools, community and professional organizations in Pennsylvania, Maryland, and Delaware. “Thinking big”, she plans to reach out further by establishing a non-profit organization to provide public seminars for underprivileged communities. She is also launching a new website to provide information and resources for people struggling in this terrible economy.
In helping her clients, Nancy found that many of them were upset and depressed about their credit and debt situation – especially women. Many readily admitted they knew they had issues, but could not seem to turn them around. They were focused on the negative, felt overwhelmed and hopeless, believing that no matter what they did their situation would not improve.
Nancy quickly realized that helping to improve credit scores and ratings was only part of the job she needed to do. She also wanted to make sure her clients knew THEY COULD DO IT. She wanted to help them see they could achieve their goals if THEY BELIEVED they could.
So beyond help with credit problems, Nancy encourages clients – and women especially – to believe in themselves and their own power to change their lives. She has created a system for building self-esteem and self-worth while building a good credit rating at the same time.
A Note from Nancy Cotter:
This is a passion of mine that’s been on the back burner for a number of years, and I finally put it front and center when I began receiving direct messages from the universe that the time is NOW! It is a global coalition and umbrella organization for authors, speakers, coaches, therapists, counselors, educators, entrepreneurs, non-profits, for-profits, and individuals in financial, psychological, spiritual and health-related (fitness, nutrition, medical) fields who are consciously aware that Self Worth is at the core of thriving or merely surviving in life. We are grounded in valid scientific, psychological, financial, and educational practices and assessments, but raise our voices above those externals to connect to what counts in terms of the universal Human Spirit.
Our Working Mission: Dedicated to promoting the holistic growth of individuals by strengthening their sense of Self Worth through focused attention on education and experiences that will lead to personal well-being and financial literacy. Guiding individuals to find their strengths and natural talents, to discover their true Self, and to know they are worthy. Teaching core skills that lead to flourishing in life.
The Self Worth Coalition – A Global Initiative
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